Blog Archive

Thursday, June 19, 2008

Unlimited Cash-Out Commercial Loans - With No Questions Asked!

One of the requests we have often gotten has been from borrowers wanting to pull “max cash-out” off their commercial properties. What you run into is two difficulties:

  1. Almost all lenders want a source and use of funds and saying, “I want to invest it” doesn’t fly with most lenders; they want it re-invested in the property and
  2. Almost all lenders limit the amount of cash-out they will allow.

Example:

Mr. Jones, who owns a $3,000,000 property free and clear wants to borrow $2 Million dollars for investment – he finds it tough going. Even local banks want a source and use of funds and limit the cash-out. BUT WE CAN GET THAT DEAL DONE!

Now there are rules of course:

  • The property must debt cover at 1.2
  • The LTV needs to be 80% or less
  • The borrower needs to be solid
  • This is ONLY for deals over $1,000,000

Mr. Jones’ property debt covers at 1.25% (yes this is a real client in our pipeline – though a different name). So the property can handle the mortgage payment on this new note and there is STILL profit left over. And that $2 Million is his, no questions asked.

But it gets better. You see, that property with no mortgage on it turns out $200,000 in profits that Mr. Jones gets taxed on! That is a big tax nut. With the mortgage, the profit he makes roughly equals the depreciation he can write off.

So not only does he get $2 Million cash and the property pays for it, the profit he does make becomes tax free! (If after all expenses and the new mortgage he makes say $40,000 a year profit on the property and Depreciation equals $40,000 then his taxable income is zero). The $40,000 profit is tax free. SWEET!

Do you think this product might help you refinance one or more of your properties? We can go up to $30,000,000 for a loan amount!

THIS IS ONE OF THE BEST PRODUCTS ON THE MARKET TODAY! PLEASE REMEMBER THAT RATES AND TERMS WILL VARY BY LOAN SCENARIO – THE STRONGER THE DEAL, THE BETTER THE TERMS

So, if you have any loan scenarios that you would like us to look at or if you have any questions or want more information, please give us a call at:

863-298-8900

or visit our web site at:
http://CommercialLendingPros.com
Commercial Capital, Ltd.
Your #1 Source for Commercial & Business Financing

Tuesday, June 10, 2008

Incredible 100% Commercial Loan Program

Hello, CommercialLendingPros.com here!


Back again to share the great news about our 100% Commercial Loan program. Even with the tumoil in the lending world we still a program that get your small business 100% financing for expansion or acquisition.

Here is a testimonial from a client who obtained 100% financing using our SBA Alternative loan for owner-occupied properties. It does require good credit, full documentation, 10% in seasoned reserves and consists of a 90% first and an unsecured second that got him to 100% LTV WITHOUT the longer time frame of an SBA loan. Owning a commercial property is so much better than renting. Every self employed borrower and business owner is a potential candidate.

Testimonial:
"I was paying $3,000 a month rent last year. At the end of my lease I bought an office condo instead of renting. I did it on the 100% SBA Alternative Program and got a smoking rate from Commercial Capital. I now charge my company $2,500 a month which saves the company $500 a month. Meanwhile, I EARN $500 a month net profit and that profit will equal my depreciation so that money will be TAX FREE! Oh yeah, and the property is appreciating. I am paying less rent for my company, in a brand new office far nicer than my old one, I am earning tax free income and I have an asset underneath that is appreciating – Commercial Capital Rocks!”

Brian Atlanta, GA

Give us a call today at 863-298-8900 or 813-833-3132 to see if we can get you 100% Commercial financing. We have Hot products, that no one else has – the high LTV loans are ONLY at Commercial Capital!

Call us today 863-298-8900 or 813-833-3132! Or visit http://commerciallendingpros.com