SMALL BUSINESS LOANS: WE ARE THE EXPERTS YOU NEED TO TALK WITH!

As this presidential campaign comes to its conclusion, we know that both John McCain and Barak Obama are intelligent, decent men but they cannot get you a commercial or business loan!

Small business runs America and we help support small business! Whatever your need, if you are a small business, we may be able to help. Also, WITH RATES AT HISTORICALLY LOW LEVELS and COMMERCIAL OCCUPANCY RATES HIGH there has NEVER been a better time to buy commercial property! We’ve got the money you need. Here is a list of some of our programs:

Unlimited Cash-Out

• Great Rates
• No Pre-Payment Penalty
• Loan Amounts: $ 1mil and up
  

TRUE No-Doc Loans

• No Tax Returns
• No Debt Coverage
• Loan Amounts to $600K

Unsecured Business Lines of Credit

• Get the cash you need
• Must have 700 credit scores
• Must have 2 years in Business

Church Real Estate Financing

• 30-Year Amortizations
• Great Rates
• Non-Recourse!

Commercial SBA Loan Program

• Allows for Business & Real Estate
• Only 10% down
• Can Finance in Working Capital

No Pre-PaymentPenalty Loans

• Up to $600K
• Allows You to Refinance
• Has Excellent Rates

Most commercial loans are based on the prime rate. Since the prime rate is declining, there has never been a better time to invest, so give us a call at: 863-298-8900 and speak to one of our small business specialists. You will find them helpful, knowledgeable and ready to serve! Or visit: http://commerciallendingpros.com.

To fill-out a quick loan scenario Pre-Qualification form visit http://www.business-loan-pro.com/irw/article.php?cid=33361&ctry=US&arid=554&auto=lender@business-loan-pro.com

Where's the Money? Answers from the Experts

From the Experts at CommercialLendingPros.com:

This is what the lenders of money are saying:

• Commercial construction loans for condominiums, condo-conversions or residential home developments will be very tough in this unstable market. There is a new program with funds available but only the strongest of these deals have a chance to get funded. Visit http://commerciallendingpros.com/Breaking_Financial_New.htm
  
• Financing for gas stations and restaurant purchases and start-ups will be tough.
  
• Funds are still readily available for multi-tenant properties like apartment buildings, office buildings, strip centers, shopping malls, mini storages, etc. Existing income producing properties with a verifiable track record of cash flow are the preferred property types right now for most lenders.
  
• Unsecured Business and Personal Lines of Credit are getting tougher to approve. Absolute minimum credit scores (all 3 bureaus) are 700+. Absolute minimum time in business is 2 years. But to secure amounts above $100,000, your prospect better have mid-700’s or higher scores and be in business a lot longer than 2 years. Also, business owners who are Realtors, real estate investors, contractors or are in any other business where the industry is considered “depressed” – may get denied even with excellent personal credit unless they are willing to document income with tax returns.
  
• The best Venture Capital sources seem to have tightened their purse strings extensively and become very picky. Funding for venture capital and joint venture projects is very difficult right now.
  
• Accounts receivable financing and merchant credit card cash advance programs are still going strong with very flexible guidelines, easy approval and quick funding.
  
• Our Interest Only / No Doc loan program for small loan amounts is also very strong right now. $150,000 - $300,000 loan amounts for investment properties. $150,000 - $600,000 for owner-occupied properties. No minimum credit score requirements. No income verification required. Maximum 60% - 65% loan to value. As long as you stay within the loan amounts mentioned above.
  
• No income verification loans are still available but maximum loan to value is currently 70% for purchases of most commercial property types and 60% -65% LTV for refinances. Maximum loan amounts typically can not exceed $1 million for these programs.

Call us today if you have a loan scenario you would like to dicuss: 863-298-8900 or 813-833-3132. Or visit our website and fill out a short pre-qual form at: http://commerciallendingpros.com

Financial Crisis, Bailout, What Financing is Available?

Available Commercial Financing in Today’s Uncertain Market

With the financial crisis limiting the amount of financing available, even with the bailout measures being implemented, we wanted to give you an idea of what type of deals the main lenders are looking for.

Here’s the “sweet spots” right now.

Predominantly thru our SBA 7A programs we are still funding (actually were doing more volume than ever). Owner-occupied (51%+) properties. Loan amounts $250,000 - $2,000,000. Up to 90% financing for real estate purchase or expansion (including build-out). For medical professionals we can include equipment, inventory and working capital in that 90% as well.

Apartment buildings and assisted living facilities. Minimum $2 million loan amount. Up to 85% LTV. Up to 7.5% seller held 2nd allowed. Minimum 1.25 DSCR required.

Any other multi-tenant / income producing property we will consider (no rural properties) up to 75% LTV maximum.

Accounts receivable financing. (Prefer companies with government contracts or receivables from Fortune 1000 companies). Typically, we are looking for borrowers with net worth equal to or greater than loan amount requested (as a bare minimum).

Unsecured lines of credit are pretty much dead right now.

Although “stated” income loans are still available, max LTV’s are 70% for purchases and 55% - 65% for refinances (depending on property type and borrower strength).

So call us TODAY at 863-298-8900 or visit our web site at http://CommercialLendingPros.com

Regards,

Tony DeCresie

FEATURED PROGRAMS

DEVELOPMENT FINANCING

~ $ 10 Million to UNLIMITED!
~ International as well
~ Terms and structure will vary by deal
~ Tier 1 & Tier 2 Developers Only
~ All properties and projects considered, but the deal MUST be strong...more details

HARD MONEY

~ $2 Million to $25 Million or more!
~ 1 to 3 Year Terms
~ Good exit strategies are critical
~ QUICK CLOSINGS
~ LOW OR NO DUE DILIGENCE FEES!
~ No daisy chains accepted

So call us TODAY at 863-298-8900 or visit our web site at http://CommercialLendingPros.com

THIS IS A BREAKING FINANCIAL NEWS ALERT FROM http://commerciallendingpros.com/

Your #1 Source for Commercial Loans, Business Financing and Merchant Cash Advance Services!

Don't depend on the government bailout!

We have Millions to lend! Developers $10 Million and up!

View video to find out more!

Call today for information on this financing program:

863-298-8900 or 813-833-3132

or visit: http://commerciallendingpros.com/