Medical Professional Financing: No Commercial Real Estate Required!

Just wanted to let you in on some exciting news that we've unleashed a new product at Commercial Lending Pros that does NOT require commercial real estate!!!

Medical Professional Practice Loans (for Doctors, Dentists and Veterinarians)

·         Program – SBA 7a

·         Amounts – from $250,000 to $5,000,000

·         Advances – Up to 100% financing available

·         Purpose – practice and/or fixed asset acquisition, refinancing, and working capital

·         Terms – up to 10 years for business & equipment acquisitions, up to 25 years (if real estate included)

·         Rates – floating and fixed available based off of the Prime Index

·         Collateral – 1^st position on business assets required

Product is available now.  Please let me know if I can help.

We are SBA 504 Direct Lenders!

Give us a call at: 863-298-8900 or 813-833-3132

Or click here to fill out a Quick Loan Pre-Qual form to get a fast response to your loan scenario

Commercial Lending Pros

Tel: 863-298-8900

Fax: 863-877-4456

Email: loans@CommercialLendingPros.com

Website: www.CommercialLendingPros.com

Your #1 Source For Commercial & Business Financing

   

Q & A: 100% Financing for Medical Professionals

Q: 100% Doctor Financing, how does it work? Do you have an intake form or prequel form you would like to see?

CommercialLendingPros.com: This is a special SBA loan program. Here's a flyer and our standard SBA loan application form with the checklist of documents needed to pre-qualify a loan request.

Please note that this program usually requires a doctor to come to closing with up to 10% of the total project cost (unless he/she can document they've already invested that much or have that much equity in the land) and then he/she is reimbursed after closing for most of that amount with "working capital".  So it ends up being at or about 100% financing but they may need at least 10% IN LIQUID ASSETS TO COME TO CLOSING WITH - DEPENDING ON THE SPECIFICS OF THEIR SITUATION.

Q: What do you mean reimbursed with working capital?  Is the 10% available as a line?  I can see some doctors using personal funds to qualify but interested in returning the funds to where it was taken from after closing.

CommercialLendingPros.com: With this SBA loan program we can finance real estate acquisition, build-out, inventory, equipment and working capital. So, for example, if a doctor was opening up a new office and the TOTAL COST for all of the above mentioned items was $700,000, with a breakdown of :

$550,000 for real estate purchase

$40,000 for build-out

$15,000 for furniture and fixtures

$40,000 for equipment

$30,000 in inventory

$25,000 in working capital for 1st year salary for a receptionist / office assistant

The doctor would come to closing with $70,000 (10% of total cost of project) but get back $55,000 after closing to cover the cost of inventory and "working capital" to pay for the office assistant. The doctor ends up getting more than 100% of the real estate purchase financed and somewhere between 90% and 100% of TOTAL COSTS financed.

I hope that helps you better understand how the program works. Don't hesitate to call or email if you have any additional questions.

Tony DeCresie

Commercial Capital, Ltd.

Your #1 Source for Business & Commercial Loans

Office: 863-298-8900 Fax: 863-877-4456 Cell: 813-833-3132

Email: mailto:loans@loans@CommercialLendingPros.com

Website: http://www.commerciallendingpros.com/

Your #1 Source For Commercial & Business Financing

Financial News Update! Multi-Family Financing

This Financial News Update is brought to you by Commerciallendingpros.com

Your #1 Source for Commercial & Business Financing

The following market areas that have been designated as "preferred" areas for Small Balance ($500,000 - $2,000,000) Multi-Family commercial loans:

• Illinois - Chicago Metro area
• Indiana - Northwest Indiana; Lake and Porter County
• Wisconsin - Milwaukee, Madison and additional locations bordering Illinois
• Minnesota - Minneapolis and St. Paul
• Ohio - Cincinnati and Columbus
• Colorado - Denver
• Oklahoma - Oklahoma City and Tulsa
• Kansas - Kansas City
• Kentucky - Louisville
• Tennessee - Nashville

Commercial Capital Limited has experts in Commercial Financing. Commercial Loans, Business Loans and other types of commercial financing. We are experts in:

• SBA 7a and SBA 504 loan programs
• Multi-Family / Apartment Building Financing
• Securities Financing
• USDA Loans
• Bridge Loans
• 90%-100% Financing for Medical Professionals
• Church Financing

Whether you need to purchase or refinance our underwriters are professionally trained and are experienced in working with borrowers of all sizes. Thus, we can fund loans anywhere in the country! So please call one of our underwriters today at Commercial Capital Ltd.: 863-298-8900 or 813-833-3132! Let us help you obain the financing you need.


CLICK BELOW for a Quick Response to your Commercial Loan Scenario
Loan Pre-Qual Form


Commerciallendingpros.com

Commercial Capital Ltd Commercial Financing Experts!


We are the #1 Commercial Mortgage shop in the country!

Obama Supports 150% Increase in Maximum 504 Loan -- to $ 5 Million

Oct. 21, 2009 -- President Obama today announced his support of legislation that will increase the cap on Small Business Administration (SBA) 504 loans to $5 million for standard small businesses and $5.5 million for small manufacturing businesses. 504 loan caps are currently set at $1.5 million ($2 million if a public policy is met) and $4 million, respectively.

The shift to $5 million for standard small business borrowers would support a total project of $12.5 million, and to $5.5 million for small manufacturers would support a total project of $13.75 million, according to the White House and the SBA.

While the legislation is pending Congressional approval, this is huge news for small business owners looking for financing who were unable to obtain a 504 loan due to $1.5 million cap. In many cases, these small businesses had already used a 504 loan, they were ready to expand, but were denied the chance to borrow again through the SBA due to the $1.5 million limit.

SBA data shows an increase in the demand for the larger loans currently available. In the 504 program, the percentage of loans for more than $1.5 million has grown, from 15% of total dollars approved in 2005 to 28% in 2009.

Obama made his announcement at the offices of Metropolitan Archives, a 504 loan recipient in Hyattsville, Maryland. With this kind of support from the president for the 504 industry, it is certainly hoped the legislation will be fast tracked and put into place by the SBA as soon as possible.

The 504 loan program is reserved exclusively for the purchase, construction or renovation of owner-occupied commercial real estate and/or the acquisition of industrial equipment or other fixed assets. It offers below market, fixed interest rates with long amortization terms (up to 20 years).

Over 115,000 savvy, small business owners have taken advantage of 504 loans to grow their businesses since the program began in 1986. In fact, the 504 loan program has funded over $45 billion in loans to growing small businesses over the past 23 years.

Click here for the White House release.

Click here for President Obama's speech transcript.

Commercial Capital Limited
SBA Financing Program

We here at Commercial Capital Limited are experts in Small Business Administration 504 loans and are able to assist all our clients in getting SBA loans closed faster, easier and at lower costs. Don’t hesitate to call or email Commercial Capital Limitied to see how we might be able to assist you and your business in receiving some of the additional Stimulus Bill money that has been made available thru the Small Business Administration.!

Give us a call at: 863-298-8900 or 813-833-3132
Or visit: http://commerciallendingpros.com/ and fill out a Quick Loan Pre-Qual form to get a fast response to your loan scenario!

Do you want a Cash Line of Credit of Up To $300,000?

Do you want a Cash Line of Credit of Up To $300,000* or more WITHOUT risking your personal assets, lowering your personal credit score or damaging your personal credit history? Commercial Capital Ltd. has a proven system so you can get the cash lines of credit you need now to financing the launch, operation and growth of your business!


Are you looking for a way to finance the launch, operation or expansion of your business…and would like the Corporation to get to the point of doing it without you personally guaranteeing the loan and putting your family’s financial security at stake?

Then you’ve come to the right place!!! Commercial Capital Ltd. helps entrepreneurs, real estate investors and small business owners secure the cash they need to finance their business dreams.


We’ll obtain cash lines of credit for your business – not just lines of credit with specific stores or vendors; real money you can spend the way you feel is best. This will allow you to shield yourself from liability and reduce your tax burden. Using our proven system, we will obtain the corporate credit you need now without a personal guarantee. So your company is 100% responsible for its own debts…and you and your family aren’t left holding the bag. Having the proper amount of corporate credit will position you and your business to take advantage of EVERY worthwhile opportunity that comes your way. You’ll never have to hesitate on a great investment or business opportunity just because you can’t find the necessary cash.

To learn more about Commercial Capital Ltd. and full details about how we can help you obtain the lines of credit you need to adequately fund the launch, operation and/or growth of your business, without any of your personal credit involved; please call: 863-298-8900 or 813-833-3132…and one of our Account Executives will be happy to assist you.

*Requirements: You must have been in business two years; provide two years worth of tax returns and have a 680 mid-range credit score.

The Hottest Business Loan on the Planet!

Whenever you have a product that no one else has, it really gives you an edge in the marketplace. Well, we are rolling out another one that is going to be a boon to your marketing to business owners. It is an 85% consolidation loan! 85%!

This loan can be used to refinance out of an SBA loan – it is NOT an SBA product. It can be used to pay off business debts. IT CAN BE USED TO BUY OUT A PARTNER! The only stipulation on the money is that it MUST be allocated somewhere; you just can’t pull out cash. The rates on this loan will compete straight up with SBA; right now this deal is in the low 6’s! And for purchases, we can take this NON-SBA Loan up to 90%. 90% LTV, rates in the low 6’s on a 25-year amortization and NO SBA hassles. Sweet!

The deal is a full doc deal; the business must occupy 25% of the building – much better than SBA’s 51%. This is another HOT niche about this product. With this product, you can go owner occupied when a business is occupying say 30% of it. Anywhere else that becomes an investor loan. Another SWEET caveat in this loan. Lehman Brothers used to do that, but of course, not anymore. And possibly the best part, Debt Service Coverage can go as low as 1:1 and we will base that off of 2007 and FY 2008. WOW! This will help you close more commercial. This can be the deal that rallies your commercial volume. This deal is HOT!

Tony DeCresie
Your #1 Source for Commercial & Business Financing
Office: 863-298-8900 or 813-833-3132
www.CommercialLendingPros.com

Click Below to fill-out a quick loan scenario Pre-Qualification form

Take Advantage of Tax Breaks

The Economic Stimulus Act of 2008 grabbed headlines with the tax rebates going back to taxpayers. But the Act had some pretty impressive benefits for commercial investing. Specifically, the Act increased the Section 179 tax break businesses get on purchases of business equipment and/or property with recovery periods of 20 years or less. The Stimulus Act allows you to depreciate the entire amount of the equipment in the first year – where in the past you had to break the depreciation into multiple years.

Not only that, but the Act allows an additional bonus depreciation of up to 50% on 20 year or less property and other qualified assets in the first year if they put the property to use in 2008. This applies to BOTH equipment purchases AND business property purchases (Commercial Real Estate). The law allows 100% deductibility up to $250,000 as long as that does not exceed the taxpayers taxable income. Bonus depreciation of 50% on the amount above $250,000 is allowed up to $800,000 in purchases. Above $800,000 you lose the dollar for dollar expensing. THE KEY TO THIS ACT IS THE EQUIPMENT OR PROPERTY MUST BE PURCHASED AND IN USE IN 2008 TO QUALIFY. So you need to act fast to take advantage of these tax breaks. Check with your accountant to make sure there are not any nuances in your personal financial situation that would exempt you from taking advantage of this special tax break and then get out there. There has never been a better time to buy a property for your business, or to buy equipment for it. Whatever your needs, Commercial Capital Ltd. can help you with the financing. Call your Commercial Capital Ltd. Area Rep today to discuss this and all your commercial lending needs.

Tony DeCresie
Commercial Capital, Ltd.
Tel: 863-298-8900
Email: mailto:loans@loans@CommercialLendingPros.com
Website: http://www.commerciallendingpros.com/
Your #1 Source For Commercial & Business Financing

Ask about our:

• 100% Commercial Financing


• 85% Cash-Out Loans


• Our 5.9% Fixed Apartment Financing


• And more…

We have a great 100% Commercial Loan program for small businesses to expand

100% Financing for Business Acquisition & Expansion

• 100% financing includes build-out and closing costs rolled in
• Loan amounts up to $2 million
• Expand your current facility – get room to GROW
• Great for business professionals – doctors, dentists, lawyers, accountants, etc.
• Use NONE of your own money with just 2 years of business experience required
• Get additional working capital for marketing, more employees, a new division, etc.
• Must be at least 51% owner occupied

Click Here to Fill Out A Quick Commercial Pre-Qual Form

We also work with small businesses to get the money they need Fast. We work with a variety of credit situations, can provide high loan to value financing, and are capable of getting very creative when needed. Here are some of our programs:

Accounts Receivables Financing for Small Businesses that need liquidity quickly who cannot wait 30, 60, or 90 days for payment of their accounts receivable.

• Ideal Business Loans
• Start-up companies
• Fast-growing companies
• Seasonal businesses
• Companies that have experienced losses

A typical deal can be closed and funded within 10 business days of the initial submission of pertinent information.

Un-Secured Business Lines of Credit From $25,000 - $250,000 (up to $500,000 in specific case-by-case basis).

• No Documents
• No Application Fee
• No Up-Front Fees
• No Income Verification

Fast turnaround, (approval in 48-96 hours, after we have received all the items requested from the applicant).

No Doc - Retail Cash Advances- for any business that accepts credit cards.

• Fast Cash Without The Hassle!
• Ideal for restaurants, hotels, retailers, or any business that accepts credit cards.
• It is a QUICK and EASY alternative to tough SBA lending or bank loans!
• No Income or Asset Documentation or Qualification
• No Credit Score Requirements
• No application or appraisal fees
• No Personal Guarantees
• Purchase or Cash-Out
• Approval and Funding Within 7-10 Days – Or Less!
• So, if you have any loan scenarios that you would like us to look at or if you have any questions or want more information, please give us a call:
  863-298-8900 or 813-833-3132.

Don’t ever loose a deal because of financing without running it by us first.

Thanks.

http://Commerciallendingpros.com
Your #1 Source for Commercial & Business Financing
Office: 863-298-8900 eFax: 863-877-4456 Cell: 813-833-3132
Email: loans@commerciallendingpros.com
http://www.commerciallendingpros.com/

Click Here to Fill Out A Quick Commercial Pre-Qual Form

Financing for the Car Care Business

We are VERY AGGRESSIVE in our financing programs when it comes to car washes, gas stations, and car care businesses. This is a niche that we focus on and are looking to finance more projects. We provide up to 100% financing for both new businesses just getting started and existing businesses looking to expand or make upgrades.

Please don’t hesitate to call or email to discuss ANY potential funding scenarios. We work with a variety of credit situations, can provide high loan to value financing, and are capable of getting very creative when needed.

Click here to view our website and the different financing prorgrams we offer.
Don’t ever loose a deal because of financing without running it by us first.

Thanks.

Tony DeCresie
Your #1 Source for Commercial & Business Financing

Office: 863-298-8900 eFax: 863-877-4456 Cell: 813-833-3132
Email: loans@commerciallendingpros.com
http://www.commerciallendingpros.com/

BUSINESS LOANS: 100% COMMERCIAL LOANS FOR BUSINESS ACQUISITION

Expand your current facility – get room to GROW! Get additional working capital for marketing, more employees, a new division, etc.

100% FINANCING FOR BUSINESS ACQUISITION

• 100% financing includes build-out and closing costs rolled in
• Loan amounts up to $1 million
• Great for business professionals – doctors, dentists, lawyers, accountants
• Use NONE of your own money with just 2 years of business experience required
• Must be at least 51% owner occupied

Most commercial loans are based on the prime rate. Since the prime rate is declining, there has never been a better time to invest.

For detailed information or a specific quote on a loan scenario, give us a call at: 863-298-8900 or 813-833-3132 Or visit: http://commerciallendingpros.com

To fill-out a quick loan scenario Pre-Qualification form visit http://business-loan-pro.com/irw/article.php?cid=33361&ctry=US&arid=343

100% Commercial Loan: A Testimonial

Here is a testimonial from a client who obtained 100% financing using our SBA Alternative loan for owner-occupied properties. It does require good credit, full documentation, 10% in seasoned reserves and consists of a 90% first and an unsecured second that got him to 100% LTV WITHOUT the longer time frame of an SBA loan. Owning a commercial property is so much better than renting. Every self employed borrower and business owner is a potential candidate.

Testimonial:

"I was paying $3,000 a month rent last year. At the end of my lease I bought an office condo instead of renting. I did it on the 100% SBA Alternative Program and got a smoking rate from Commercial Capital. I now charge my company $2,500 a month which saves the company $500 a month. Meanwhile, I EARN $500 a month net profit and that profit will equal my depreciation so that money will be TAX FREE! Oh yeah, and the property is appreciating.

I am paying less rent for my company, in a brand new office far nicer than my old one, I am earning tax free income and I have an asset underneath that is appreciating – Commercial Capital Rocks!”
Brian
Atlanta, GA

Give us a call today at 863-298-8900 or 813-833-3132 to see if we can get you 100% Commercial financing. We have Hot products, that no one else has – the high LTV loans are ONLY at Commercial Capital!

Call us today 863-298-8900 or 813-833-3132!

Or visit http://commerciallendingpros.com

100% Financing for Almost Any Business

We can offer up to 100% financing for almost ANY business that has been in existence at least 2 years and is profitable enough to support the added debt service. Business loans are available for acquisition and/or expansion (with or without real estate) and can include working capital.

For business start-ups, including franchises, we offer up to 90% financing (unless the franchisee has a 2 year track record in that particular business already, then up to 100% financing is available as well).

You can get information on ALL of the programs we offer by visiting our web site at http://www.commerciallendingpros.com/.

Don't hesitate to call or email if you have any additional questions or would like to discuss a specific financing scenario.

Commercial Capital, Ltd.
Tel: 863-298-8900
Email: loans@CommercialLendingPros.com
Website: www.CommercialLendingPros.com

Your #1 Source For Commercial & Business Financing

Bussiness Loans, Commercial Financing Experts

HELPFUL TIP: Before you go into contract, run the deal by a business loans / commercial financing professional. That's right; an ounce of prevention is worth a pound of cure. You seek professional advice in tax matters and law matters and you should seek advice in commercial loan matters-you probably never went to school for commercial mortgage loans. Commercial Capital, Ltd., we can alert you to the pitfalls and even bring creative financing strategies to the deal to maximize your return. And we charge no application fee!!!

Call us today at 863-298-8900 or 813-833-3132 (cell) and find out more about our financing programs and how they can benefit you.

Website: http://CommercialLendingPros.com

We offer many types of Business and Commercial Loans:

• 100% Financing
• Business Loans
• Commercial Loans
• Mortgage Advice
• Business Acquisition
• Franchise Purchase
• Start-Up Funding
• Office Condos Loans
• Multi-Family Refinance
• Gas Station Purchase
• Bridge Loans

Commercial Capital, Ltd.
Tel: 863-298-8900
Website: http://www.commerciallendingpros.com/

Your #1 Source For Commercial & Business Financing

Experts in Business Loans, Commercial Loans and 100% financing

We are experts in business loans, commercial loans, 100% financing, small business loans and offer many other financing programs. We offer low rates and some the best terms in the market today.

We've got the money you need.

Visit us today at http://commerciallendingpros.com/

Contact us: Call 863-298-8900 or 813-833-3132