Blog Archive

Showing posts with label 100% Commercial Loan. Show all posts
Showing posts with label 100% Commercial Loan. Show all posts

Monday, March 1, 2010

Don't be Afraid of Tax Returns that show Low or No Profits!

Many clients and brokers shy away from loan programs that require tax returns to verify business income. The reality is that these days almost all commercial lenders require tax returns. The days of "stated income" loans are long gone. But not to worry. We do "Add-Backs" as they are commonly referred to in underwriting. What that means is we look for the TRUE CASH FLOW of a business. Not the income that's reported on the bottom line of a business tax return after your CPA gets done utilizing all the deductions that are legitimately available to reduce taxable income. We will routinely add back such expenses as depreciation, compensation to officers, amortization and interest expense on almost every return. And we'll also add back any expense that will be "going away" as a result of the new loan request. For example, if the loan is to buy a new location to replace an office the business has been renting - we'll add back all the rent expense that was deducted. If the loan is being used for "debt consolidation" then we'll add back all the additional income that went to pay those debts that will be going away. You'd be surprised at just how much real cash flow most businesses have to work with when you know where to look. So don't be afraid to show those tax returns, even if they don't look so pretty at first glance.

For more information contact Commercial Capital Lmiited by visiting http://www.commerciallendingpros.com/, emailing us at loans@commerciallendingpros.com or calling 863.298.8900.
Visit the link below to get a Quick response to your Commercial Loan Scenario. Simply provide us with some VERY BASIC information: Quick Loan Pre-Qual form

Friday, February 26, 2010

What We Are Funding Now!

We specialize in government loans (SBA 7a & 504, USDA, FHA/HUD for multi-family & assisted living facilities). We recently asked several of our most experienced commercial underwriters to get an updated briefing of current lending preferences.


SBA Financing
Preferred deals right now are acquisitions or refis of businesses that are the most resilient to these tough economic times and have only moderate decrease in revenues.

The riskiest industries that we have seen this past year are restaurants, hospitality, contractors and related businesses to the construction industry. Real Estate collateral now requested for most loans.  Direct industry experience, especially in the high risk deals, is a must.

What’s In a Good Construction Loan Package?


  • Executive Summary-overview of the project, location, strengths of the deal
  • Detailed Resume’s of partners AND GC if not a partner
  • Actual Projects completed-NEED EXPERIENCE
  • Pro-Forma-projections on project and net income expected
  • Detailed cost breakdown
  • Information on the property demographics, absorption studies, marketing and management plans, etc. The more detailed the information here, the better
  • FINANCIALS ON ALL PARTNERS, GC, AND BUSINESS PARTNERSHIP FOR 3 YEARS
  • Personal Financial Statements on all borrowers and GC
  • Info on pre-sales or pre-leasing and if so, proof of them. Minimum 50%+ pre-sales / pre-leasing is preferred
  • The key is money, experience, and pre-sales (or pre-leasing). NEED 2 of the 3 to have a shot. 3 of the 3 to be assured
Most of these deals fall down in the financials and the pre-sales. And upon digging, often lack of experience shows up as well. Minimum you need to even get a quote is the Executive Summary and the Pro-forma. The rest is needed to submit.

CONTACT US TODAY


863-298-8900 or 813-833-3132

http://commerciallendingpros.com/

Wednesday, August 20, 2008

SBA Loans, 100% Commercial Loans, Unsecured Business Lines of Credit, Blanket Loans

You typically DO need experience in a business if you are applying for an SBA business loan. For example, if you were applying for an SBA loan to purchase or start a manufacturing business, you’d have to show that you have the experience to run that type of business to get approved.

You also need 2 years minimum of business operations to apply for an Unsecured Business Line of Credit and for our 100% Commercial Loans for expanding businesses.

But for financing of commercial real estate there is no minimum length of time you have to be in any particular type of business. You do not have to currently own a corporation or an LLC. You could purchase an apartment building or office building or strip center without ever having owned one of those types of properties as long as the income from the property was more than enough to cover the projected debt from the new financing.

And coincidentally, we are one of the few places you’ll find in the country that can provide you with a “blanket” mortgage covering 5 or more residential and/or commercial properties. So we’d love to talk to you about how we might be able to assist you with refinancing some of those properties and replacing a whole lot of little mortgages with one or two big ones and under much better terms. Or to help you purchase a group of individual properties with one loan.

Please send us your package to take a look at or click below for to get a Quick response to your Commercial Loan Scenario. Simply provide us with some VERY BASIC information and we'll email you a pre-approval:


Regards,.

Tony DeCresie
Your #1 Source for Commercial & Business Financing
Office: 863-298-8900 eFax: 863-877-4456 Cell: 813-833-3132
http://www.commerciallendingpros.com/

Get All 3 FICO Scores and Credit Reports .

Thursday, August 14, 2008

Financing Tips: Commercial Loans Made Easy

Financing Tips from the Experts:

Here is a typical loan scenario:

Sorry to say but I just don't think we'll be able to help you make a deal that large ($3,876,000) work with just $2,000 in liquid assets. The appraisal alone on a property that size will probably run $3,500 - $5,000 and appraisal fees are always paid "up-front" at the time they are ordered.

Plus, I'd think it highly unlikely that anyone would allow you to tie up a $4 million property for any length of time without a significant earnest money deposit being placed into escrow. Even with the most creative financing and negotiating possible, you'd need $50,000 - $100,000 in liquid assets before you should even consider looking at a property that size.

Also, once you go larger than $1 million in financing, most programs require full verification of income and assets for the borrower which doesn't allow for some of the creative options you are looking for.

If you can find a property for UNDER $1 million and you can secure $5,000 - $10,000 in liquid assets (or cash and credit card availability) that you can work with, we might be able to help you make a deal like that work.

Let me know if you can find something attractive in the lower price range that I mentioned and we'll be more than happy to take a closer look.

Don't hesitate to call or email if you have any other questions.

Tony DeCresie
Your #1 Source for Commercial & Business Financing
Office: 863-298-8900 eFax: 863-877-4456 Cell: 813-833-3132 www.CommercialLendingPros.com

Click Below to fill-out a quick loan scenario Pre-Qualification form

Tuesday, August 12, 2008

Understanding Unsecured Business Lines of Credit

Understanding Unsecured Business Lines of Credit

Here is response to an inquiry about Unsecured Business Lines of Credit:

1)You are looking to for a $300,000 line of credit. For unsecured lines of credit with no income or asset verification required - the maximum line size is $50,000. To achieve the amount you desire we would have to string together lines of credit from several different banks and credit companies. The EXACT amount is yet to be determined. It could fall short of the $300,000 maximum depending on what each bank approves and whether you accept all lines offered or you decline some.

The agreement you sign is a standard document that we use for ALL of our commercial and business financing clients. The 90 days time frame is also standard for our agreement as most commercial financing averages 60+ days to close and fund. Approvals for the individual lines of credit are much quicker and can start coming in as quickly as 10-14 days from submission.
Most are set up within 30 days. In this instance, we'd be happy to adjust the time frame to match more closely with the program you are applying for.

2) Lines of credit usually are open for up to 20 years. Usually a maximum of 10 years as a revolving line of credit. Then, at the end of the first 10 year term, the balance (if any) is converted to a 10 year amortized loan.
With multiple lines of credit, terms may vary, but this is the most typical set up.

3) The set up fee is a one time fee when the lines of credit are activated and made available to you. No other fees apply other than the agreed upon interest and any late payment fees, when applicable.

4) An initial $500-$600 is the only thing you pay now. The set up fees for each line of credit are paid at the time the lines of credit are activated and can be paid through the line of credit (so you actually start out with a small
balance) or can be paid separately by check or credit card.

5) The origination fee IS included in the bank fees of 7% - 10% on page 1.
That is NOT an additional amount.

6) WE do not issue you the lines of credit. We have over 130 commercial banks and credit card companies we work with. We know the guidelines for the ones that issue unsecured business lines of credit. We know you meet the basic guidelines for most of them however we do not know the exact amounts you will be approved for from each one at this time. Some actually require application fees be submitted with their applications so as a matter of protocol, we do not formally submit applications until a financing agreement has been signed and a deposit collected from a client. We do not collect deposits from clients that do not meet basic approval guidelines.

7) As mentioned earlier, the agreement you sign is a standard document that we use for ALL of our commercial and business financing clients. And there ARE documents required for all our financing programs, including this one.
For unsecured business lines of credit, the documentation is very limited.
Usually proof of identity (copy of drivers license), Proof of business ownership and status of business (articles of incorporation and confirmation your corp. / LLC is in good standing within the state it is registered), proof of business checking account (voided business check) and in some cases a few other items.

8) Lines of credit are revolving like a credit card. Interest only payments or 1% of balance monthly is how most work. No fixed amortization until after the initial 10 year period ends for most of them.

I hope this answers most of your questions but don't hesitate to call or email me directly if you are still unclear on any of these points or anything else that wasn't addressed in this email.


CommercialLendingPros.com
Your #1 Source for Commercial & Business Financing
loans@CommercialLendingPros.com
Office: 863-298-8900 eFax: 863-877-4456 Cell: 813-833-3132 http://CommercialLendingPros.com

Tuesday, August 5, 2008

Do you want a Cash Line of Credit of Up To $300,000?

Do you want a Cash Line of Credit of Up To $300,000* or more WITHOUT risking your personal assets, lowering your personal credit score or damaging your personal credit history? Commercial Capital Ltd. has a proven system so you can get the cash lines of credit you need now to financing the launch, operation and growth of your business!


Are you looking for a way to finance the launch, operation or expansion of your business…and would like the Corporation to get to the point of doing it without you personally guaranteeing the loan and putting your family’s financial security at stake?

Then you’ve come to the right place!!! Commercial Capital Ltd. helps entrepreneurs, real estate investors and small business owners secure the cash they need to finance their business dreams.


We’ll obtain cash lines of credit for your business – not just lines of credit with specific stores or vendors; real money you can spend the way you feel is best. This will allow you to shield yourself from liability and reduce your tax burden. Using our proven system, we will obtain the corporate credit you need now without a personal guarantee. So your company is 100% responsible for its own debts…and you and your family aren’t left holding the bag. Having the proper amount of corporate credit will position you and your business to take advantage of EVERY worthwhile opportunity that comes your way. You’ll never have to hesitate on a great investment or business opportunity just because you can’t find the necessary cash.

To learn more about Commercial Capital Ltd. and full details about how we can help you obtain the lines of credit you need to adequately fund the launch, operation and/or growth of your business, without any of your personal credit involved; please call: 863-298-8900 or 813-833-3132…and one of our Account Executives will be happy to assist you.

*Requirements: You must have been in business two years; provide two years worth of tax returns and have a 680 mid-range credit score.

Wednesday, July 23, 2008

The Hottest Business Loan on the Planet!

Whenever you have a product that no one else has, it really gives you an edge in the marketplace. Well, we are rolling out another one that is going to be a boon to your marketing to business owners. It is an 85% consolidation loan! 85%!

This loan can be used to refinance out of an SBA loan – it is NOT an SBA product. It can be used to pay off business debts. IT CAN BE USED TO BUY OUT A PARTNER! The only stipulation on the money is that it MUST be allocated somewhere; you just can’t pull out cash. The rates on this loan will compete straight up with SBA; right now this deal is in the low 6’s! And for purchases, we can take this NON-SBA Loan up to 90%. 90% LTV, rates in the low 6’s on a 25-year amortization and NO SBA hassles. Sweet!

The deal is a full doc deal; the business must occupy 25% of the building – much better than SBA’s 51%. This is another HOT niche about this product. With this product, you can go owner occupied when a business is occupying say 30% of it. Anywhere else that becomes an investor loan. Another SWEET caveat in this loan. Lehman Brothers used to do that, but of course, not anymore. And possibly the best part, Debt Service Coverage can go as low as 1:1 and we will base that off of 2007 and FY 2008. WOW! This will help you close more commercial. This can be the deal that rallies your commercial volume. This deal is HOT!

Tony DeCresie
Your #1 Source for Commercial & Business Financing
Office: 863-298-8900 or 813-833-3132
www.CommercialLendingPros.com

Click Below to fill-out a quick loan scenario Pre-Qualification form

Tuesday, July 22, 2008

Take Advantage of Tax Breaks

The Economic Stimulus Act of 2008 grabbed headlines with the tax rebates going back to taxpayers. But the Act had some pretty impressive benefits for commercial investing. Specifically, the Act increased the Section 179 tax break businesses get on purchases of business equipment and/or property with recovery periods of 20 years or less. The Stimulus Act allows you to depreciate the entire amount of the equipment in the first year – where in the past you had to break the depreciation into multiple years.

Not only that, but the Act allows an additional bonus depreciation of up to 50% on 20 year or less property and other qualified assets in the first year if they put the property to use in 2008. This applies to BOTH equipment purchases AND business property purchases (Commercial Real Estate). The law allows 100% deductibility up to $250,000 as long as that does not exceed the taxpayers taxable income. Bonus depreciation of 50% on the amount above $250,000 is allowed up to $800,000 in purchases. Above $800,000 you lose the dollar for dollar expensing. THE KEY TO THIS ACT IS THE EQUIPMENT OR PROPERTY MUST BE PURCHASED AND IN USE IN 2008 TO QUALIFY. So you need to act fast to take advantage of these tax breaks. Check with your accountant to make sure there are not any nuances in your personal financial situation that would exempt you from taking advantage of this special tax break and then get out there. There has never been a better time to buy a property for your business, or to buy equipment for it. Whatever your needs, Commercial Capital Ltd. can help you with the financing. Call your Commercial Capital Ltd. Area Rep today to discuss this and all your commercial lending needs.

Tony DeCresie
Commercial Capital, Ltd.
Tel: 863-298-8900
Email: mailto:loans@loans@CommercialLendingPros.com
Website: http://www.commerciallendingpros.com/
Your #1 Source For Commercial & Business Financing

Ask about our:
  • 100% Commercial Financing

  • 85% Cash-Out Loans

  • Our 5.9% Fixed Apartment Financing

  • And more…

Thursday, June 19, 2008

Unlimited Cash-Out Commercial Loans - With No Questions Asked!

One of the requests we have often gotten has been from borrowers wanting to pull “max cash-out” off their commercial properties. What you run into is two difficulties:

  1. Almost all lenders want a source and use of funds and saying, “I want to invest it” doesn’t fly with most lenders; they want it re-invested in the property and
  2. Almost all lenders limit the amount of cash-out they will allow.

Example:

Mr. Jones, who owns a $3,000,000 property free and clear wants to borrow $2 Million dollars for investment – he finds it tough going. Even local banks want a source and use of funds and limit the cash-out. BUT WE CAN GET THAT DEAL DONE!

Now there are rules of course:

  • The property must debt cover at 1.2
  • The LTV needs to be 80% or less
  • The borrower needs to be solid
  • This is ONLY for deals over $1,000,000

Mr. Jones’ property debt covers at 1.25% (yes this is a real client in our pipeline – though a different name). So the property can handle the mortgage payment on this new note and there is STILL profit left over. And that $2 Million is his, no questions asked.

But it gets better. You see, that property with no mortgage on it turns out $200,000 in profits that Mr. Jones gets taxed on! That is a big tax nut. With the mortgage, the profit he makes roughly equals the depreciation he can write off.

So not only does he get $2 Million cash and the property pays for it, the profit he does make becomes tax free! (If after all expenses and the new mortgage he makes say $40,000 a year profit on the property and Depreciation equals $40,000 then his taxable income is zero). The $40,000 profit is tax free. SWEET!

Do you think this product might help you refinance one or more of your properties? We can go up to $30,000,000 for a loan amount!

THIS IS ONE OF THE BEST PRODUCTS ON THE MARKET TODAY! PLEASE REMEMBER THAT RATES AND TERMS WILL VARY BY LOAN SCENARIO – THE STRONGER THE DEAL, THE BETTER THE TERMS

So, if you have any loan scenarios that you would like us to look at or if you have any questions or want more information, please give us a call at:

863-298-8900

or visit our web site at:
http://CommercialLendingPros.com
Commercial Capital, Ltd.
Your #1 Source for Commercial & Business Financing

Tuesday, June 10, 2008

Incredible 100% Commercial Loan Program

Hello, CommercialLendingPros.com here!


Back again to share the great news about our 100% Commercial Loan program. Even with the tumoil in the lending world we still a program that get your small business 100% financing for expansion or acquisition.

Here is a testimonial from a client who obtained 100% financing using our SBA Alternative loan for owner-occupied properties. It does require good credit, full documentation, 10% in seasoned reserves and consists of a 90% first and an unsecured second that got him to 100% LTV WITHOUT the longer time frame of an SBA loan. Owning a commercial property is so much better than renting. Every self employed borrower and business owner is a potential candidate.

Testimonial:
"I was paying $3,000 a month rent last year. At the end of my lease I bought an office condo instead of renting. I did it on the 100% SBA Alternative Program and got a smoking rate from Commercial Capital. I now charge my company $2,500 a month which saves the company $500 a month. Meanwhile, I EARN $500 a month net profit and that profit will equal my depreciation so that money will be TAX FREE! Oh yeah, and the property is appreciating. I am paying less rent for my company, in a brand new office far nicer than my old one, I am earning tax free income and I have an asset underneath that is appreciating – Commercial Capital Rocks!”

Brian Atlanta, GA

Give us a call today at 863-298-8900 or 813-833-3132 to see if we can get you 100% Commercial financing. We have Hot products, that no one else has – the high LTV loans are ONLY at Commercial Capital!

Call us today 863-298-8900 or 813-833-3132! Or visit http://commerciallendingpros.com

Tuesday, May 20, 2008

We have a great 100% Commercial Loan program for small businesses to expand

100% Financing for Business Acquisition & Expansion

  • 100% financing includes build-out and closing costs rolled in
  • Loan amounts up to $2 million
  • Expand your current facility – get room to GROW
  • Great for business professionals – doctors, dentists, lawyers, accountants, etc.
  • Use NONE of your own money with just 2 years of business experience required
  • Get additional working capital for marketing, more employees, a new division, etc.
  • Must be at least 51% owner occupied

Click Here to Fill Out A Quick Commercial Pre-Qual Form

We also work with small businesses to get the money they need Fast. We work with a variety of credit situations, can provide high loan to value financing, and are capable of getting very creative when needed. Here are some of our programs:

Accounts Receivables Financing for Small Businesses that need liquidity quickly who cannot wait 30, 60, or 90 days for payment of their accounts receivable.

  • Ideal Business Loans
  • Start-up companies
  • Fast-growing companies
  • Seasonal businesses
  • Companies that have experienced losses

A typical deal can be closed and funded within 10 business days of the initial submission of pertinent information.

Un-Secured Business Lines of Credit From $25,000 - $250,000 (up to $500,000 in specific case-by-case basis).

  • No Documents
  • No Application Fee
  • No Up-Front Fees
  • No Income Verification

Fast turnaround, (approval in 48-96 hours, after we have received all the items requested from the applicant).

No Doc - Retail Cash Advances- for any business that accepts credit cards.

  • Fast Cash Without The Hassle!
  • Ideal for restaurants, hotels, retailers, or any business that accepts credit cards.
  • It is a QUICK and EASY alternative to tough SBA lending or bank loans!
  • No Income or Asset Documentation or Qualification
  • No Credit Score Requirements
  • No application or appraisal fees
  • No Personal Guarantees
  • Purchase or Cash-Out
  • Approval and Funding Within 7-10 Days – Or Less!
  • So, if you have any loan scenarios that you would like us to look at or if you have any questions or want more information, please give us a call:
    863-298-8900 or 813-833-3132.

Don’t ever loose a deal because of financing without running it by us first.

Thanks.

http://Commerciallendingpros.com
Your #1 Source for Commercial & Business Financing
Office: 863-298-8900 eFax: 863-877-4456 Cell: 813-833-3132
Email: loans@commerciallendingpros.com
http://www.commerciallendingpros.com/

Click Here to Fill Out A Quick Commercial Pre-Qual Form

Wednesday, May 7, 2008

WE SPECIALIZE IN SMALL BUSINESS FINANCING: 100% Commercial Loans

We have a great 100% Commercial Loan program for small businesses to expand.

100% Financing for Business Acquisition & Expansion

  • 100% financing includes build-out and closing costs rolled in
  • Loan amounts up to $2 million
  • Expand your current facility – get room to GROW
  • Great for business professionals – doctors, dentists, lawyers, accountants, Etc.
  • Use NONE of your own money with just 2 years of business experience required
  • Get additional working capital for marketing, more employees, a new division, etc.
  • Must be at least 51% owner occupied

We also work with small businesses to get the money they need Fast. We work with a variety of credit situations, can provide high loan to value financing, and are capable of getting very creative when needed. Here are some of our programs:

Accounts Receivables Financing for Small Businesses
Businesses that need liquidity quickly who cannot wait 30, 60, or 90 days for payment of their accounts receivable.

  • Ideal Business Loans
  • Start-up companies
  • Fast-growing companies
  • Seasonal businesses
  • Companies that have experienced losses

A typical deal can be closed and funded within 10 business days of the initial submission of pertinent information.

Un-Secured Business Lines of Credit
From $25,000 - $250,000 (up to $500,000 in specific case-by-case basis)

  • No Documents
  • No Application Fee
  • No Up-Front Fees
  • No Income Verification

Fast turnaround, (approval in 48-96 hours, after we have received all the items requested from the applicant).

No Doc - Retail Financing - for any business that accepts credit cards

  • Fast Cash Without The Hassle!
  • Ideal for restaurants, hotels, retailers, or any business that accepts credit cards.
  • It is a QUICK and EASY alternative to tough SBA lending or bank loans!
  • No Income or Asset Documentation or Qualification
  • No Credit Score Requirements
  • No application or appraisal fees
  • No Personal Guarantees
  • Purchase or Cash-Out

Approval and Funding Within 7-10 Days – Or Less!

So, if you have any loan scenarios that you would like us to look at or if you have any questions or want more information, please give us a call: 863-298-8900 or 813-833-3132

Don’t ever loose another deal because of financing without running it by us first.


Thanks.

Tony DeCresie
Your #1 Source for Commercial & Business Financing
Office: 863-298-8900 eFax: 863-877-4456 Cell: 813-833-3132
www.CommercialLendingPros.com

Friday, May 2, 2008

Commercial Financing and Business Loan Answers

Q: I am looking for funding for a number of projects. Is your funding credit based? Is a substantial financial statement necessary?

A: Some of our programs are credit based, some are not. And some programs require full documentation of income and assets where a strong financial statement is beneficial or required and some do not require any verification of income or assets by the borrower(s).

We look at each property, business and/or individual borrower on a case-by-case basis. We look at what we have to work with and determine what the best options are from there.

If you’d like us to take a closer look at a specific funding scenario for you (or several), we’d be more than happy to identify what the specific funding options and requirements would be for those scenarios. We have 100% Commercial Loans still available.

We’re not bankers. So you won’t have to complete a 5 inch thick application package before some bank committee turns down your loan application.

We’re not Mortgage Brokers. So we don’t care if your existing business or the business you’re trying to buy has real estate or not.

Here at Commercial Capital, we ARE the ONLY ones you need to be talking to the next time you need money to expand your existing business or to purchase a new one.And with over $1 BILLION in business loans in our pipeline right now – we’re the single largest independent suppliers of money for business loans in the country. If the business you own or the business you’re buying is profitable – we’ve got the cash you need. Visit us today at http://CommercialLendingPros.com

We’ve got the money you need. Contact us: Call 863-298-8900 or 813-833-3132

Tuesday, April 22, 2008

Financing for the Car Care Business

We are VERY AGGRESSIVE in our financing programs when it comes to car washes, gas stations, and car care businesses. This is a niche that we focus on and are looking to finance more projects. We provide up to 100% financing for both new businesses just getting started and existing businesses looking to expand or make upgrades.

Please don’t hesitate to call or email to discuss ANY potential funding scenarios. We work with a variety of credit situations, can provide high loan to value financing, and are capable of getting very creative when needed.

Click here to view our website and the different financing prorgrams we offer.
Don’t ever loose a deal because of financing without running it by us first.

Thanks.

Tony DeCresie
Your #1 Source for Commercial & Business Financing

Office: 863-298-8900 eFax: 863-877-4456 Cell: 813-833-3132
Email: loans@commerciallendingpros.com
http://www.commerciallendingpros.com/

Thursday, March 27, 2008

BUSINESS LOANS: 100% COMMERCIAL LOANS FOR BUSINESS ACQUISITION

Expand your current facility – get room to GROW! Get additional working capital for marketing, more employees, a new division, etc.

100% FINANCING FOR BUSINESS ACQUISITION

  • 100% financing includes build-out and closing costs rolled in
  • Loan amounts up to $1 million
  • Great for business professionals – doctors, dentists, lawyers, accountants
  • Use NONE of your own money with just 2 years of business experience required
  • Must be at least 51% owner occupied

Most commercial loans are based on the prime rate. Since the prime rate is declining, there has never been a better time to invest.

For detailed information or a specific quote on a loan scenario, give us a call at: 863-298-8900 or 813-833-3132 Or visit: http://commerciallendingpros.com

To fill-out a quick loan scenario Pre-Qualification form visit http://business-loan-pro.com/irw/article.php?cid=33361&ctry=US&arid=343

Wednesday, March 19, 2008

100% Commercial Loan: A Testimonial

Here is a testimonial from a client who obtained 100% financing using our SBA Alternative loan for owner-occupied properties. It does require good credit, full documentation, 10% in seasoned reserves and consists of a 90% first and an unsecured second that got him to 100% LTV WITHOUT the longer time frame of an SBA loan. Owning a commercial property is so much better than renting. Every self employed borrower and business owner is a potential candidate.

Testimonial:

"I was paying $3,000 a month rent last year. At the end of my lease I bought an office condo instead of renting. I did it on the 100% SBA Alternative Program and got a smoking rate from Commercial Capital. I now charge my company $2,500 a month which saves the company $500 a month. Meanwhile, I EARN $500 a month net profit and that profit will equal my depreciation so that money will be TAX FREE! Oh yeah, and the property is appreciating.

I am paying less rent for my company, in a brand new office far nicer than my old one, I am earning tax free income and I have an asset underneath that is appreciating – Commercial Capital Rocks!”

Brian
Atlanta, GA

Give us a call today at 863-298-8900 or 813-833-3132 to see if we can get you 100% Commercial financing. We have Hot products, that no one else has – the high LTV loans are ONLY at Commercial Capital!

Call us today 863-298-8900 or 813-833-3132!


Or visit http://commerciallendingpros.com